Private vehicle finance with Basslows

private vehicle finance
Buy privately | Finance securely | Drive away

Found the perfect car from a private seller or a friend? Securing funding for a private sale can often be trickier than buying from a dealership. That is where we step in.

We specialize in private vehicle finance, acting as the trusted facilitator between you and the seller. We ensure the transaction is safe, the paperwork is flawless, and the finance terms fit your budget.

What is private vehicle finance?

line
Private vehicle finance allows you to buy a car directly from an individual (not a dealership) while still enjoying the benefits of a structured bank loan.

Normally, banks are hesitant to finance private deals due to the risk of fraud or mechanical issues. Basslows removes this friction. We verify the seller, inspect the vehicle, and handle the secure transfer of funds, so you get the car and the finance without the risk.

How Basslows facilitates your deal

We make buying privately as safe and easy as buying from a showroom floor.

01

Apply online

Submit your details and the vehicle’s information through our secure portal. We will assess your affordability and credit profile immediately.

02

Vehicle verification

To protect you, we perform necessary checks on the vehicle. This ensures the car is not stolen, has no outstanding debt, and exists in the condition stated.

03

Secure transaction

Once approved, Basslows handles the payment. We pay the seller directly and set up your monthly instalment plan with the bank. You take delivery of the car, knowing the deal is legitimate.

Why choose Basslows?

Safety first

The biggest risk in private sales is fraud. We mitigate this by verifying the seller’s identity and the vehicle’s legal status (Natis check) before any money changes hands.

Better rates

Because we structure the deal correctly with the banks, we can often secure interest rates comparable to dealership finance, something difficult to achieve on your own.

We handle the admin

From roadworthy arrangements to registration and licensing, Basslows navigates the bureaucratic red tape, so you don’t have to.

Who qualifies?
line

To apply, you generally need:

Valid driver's license

Essential for insurance and finance approval.

Proof of income

Latest payslips or bank statements (3 months).

South African ID

You must be 18 years or older.

Credit history

A healthy credit score improves your chances of approval and secures a better interest rate.

Note: The vehicle itself must also meet certain criteria regarding age and value, which our consultants will verify during the application.

Ready to buy that car?

line

Don’t let a private sale slip away because of funding issues. Let Basslows bridge the gap.